Insurance & Financing | Shalom Dental | PPO & CareCredit NYC
We Make It Affordable

Insurance & Financing

We accept most PPO dental insurance plans and offer flexible CareCredit financing so cost is never a barrier to the care you deserve.

Our Commitment

Quality Dental Care That Fits Your Budget

At Shalom Dental, we believe that cost should never stand between a patient and excellent dental care. We work hard to make every treatment — from a routine cleaning to a full implant restoration — as affordable and accessible as possible.

Our team will review your insurance policy before any treatment begins, explain exactly what is covered, and help you maximize your annual benefits. We handle insurance billing directly so you do not have to deal with paperwork.

"We accept most PPO insurance plans and will help you maximize your benefits. Flexible financing options are available, including CareCredit."
  • Most PPO dental insurance plans accepted
  • We verify your coverage before your appointment
  • We bill your insurance directly
  • CareCredit financing with flexible payment plans
  • Free consultations for implants, Invisalign, and veneers
Call to Verify Your Coverage
Dental insurance and financing at Shalom Dental
PPO Insurance

We Accept Most PPO Dental Insurance Plans

Our team is experienced with all major PPO insurance providers. We do the work of verifying your coverage, billing your insurer, and making sure you receive every dollar of benefit you are entitled to.

Coverage Verification

Before your first appointment we contact your insurance provider, verify your benefits, and let you know exactly what your plan covers — so there are no surprises on your bill.

Direct Insurance Billing

We file claims on your behalf and bill your insurance company directly. You simply pay your portion — we handle all the paperwork and follow up with your insurer if needed.

Maximize Your Annual Benefits

Most insurance plans reset each year and many patients never use their full benefit. Our team reviews your remaining benefits and helps you plan treatment to get the most value from your plan.

Transparent Cost Estimates

Before any procedure, you will receive a clear, written estimate of your out-of-pocket cost based on your specific insurance plan. No hidden fees, no billing surprises.

Dedicated Insurance Support

Our front-desk team is trained in dental insurance and always available to answer your questions, help you understand your plan, and assist with any billing concerns.

End-of-Year Planning

As your benefits reset year-end, we help you prioritize and schedule needed treatments before your remaining balance expires — saving you money on care you need anyway.

CareCredit Financing

Flexible Payment Plans Through CareCredit

CareCredit is a healthcare credit card that lets you pay for dental treatment over time with manageable monthly payments. We accept CareCredit at both of our NYC locations for all services, including implants, Invisalign, veneers, and general dentistry.

You can apply quickly and easily right in our office — approval often takes just minutes. If approved, you can begin treatment the same day.

6-Month Interest-FreeNo interest when paid in full within 6 months (for qualifying purchases)
12-Month Interest-FreeExtended no-interest period for larger treatment plans (subject to approval)
Extended Payment PlansLow monthly payment options available for longer repayment terms
All Services EligibleImplants, Invisalign, veneers, whitening, general dentistry, and more
Ask About CareCredit — Call Us
CareCredit financing for dental care
Using Your Insurance

How Insurance Works at Shalom Dental

1

Share Your Insurance Info

Provide your insurance card or policy details when booking. We contact your provider before your appointment.

2

We Verify Your Benefits

Our team reviews your plan, confirms your coverage for planned treatments, and calculates your estimated out-of-pocket cost.

3

You Review Your Estimate

Before treatment begins, you receive a written cost estimate so you know exactly what your plan covers and what you will owe.

4

We Handle the Billing

We submit your claim directly to your insurer after your visit. You pay only your portion — we take care of the rest.

Insurance FAQ

Common Insurance & Financing Questions

What insurance plans do you accept?
We accept most PPO dental insurance plans. If you are unsure whether your specific plan is accepted, call our office at (212) 769-4170 and our team will verify your coverage before your visit.
Are dental implants covered by insurance?
Coverage for implants varies by plan. Some PPO plans provide partial coverage for the implant crown, abutment, or preparatory procedures. We review your specific plan before treatment so you know exactly what is covered and what you will pay.
Does insurance cover Invisalign?
Many PPO plans include an orthodontic benefit that can be applied to Invisalign treatment. The amount varies by plan, but it is not uncommon for insurance to cover $1,000–$2,000 toward Invisalign. We verify this during your free consultation.
How does CareCredit work?
CareCredit is a healthcare credit card you can apply for in our office. Once approved, you can use it to pay for any dental treatment and then repay the balance over time — often with no interest for 6 or 12 months on qualifying purchases.
What if my insurance does not cover a procedure?
If your insurance does not cover a procedure or does not provide enough coverage, CareCredit financing is available to cover the remaining balance. Our team will help you understand all your payment options before you commit to any treatment.
Can I use both insurance and CareCredit?
Yes. A very common approach is to use your PPO insurance to cover what it can, and then use CareCredit to finance your out-of-pocket portion with a convenient payment plan. Our team will help you structure this clearly.

Questions About Your Coverage?

Our team is happy to verify your insurance, explain your benefits, or walk you through CareCredit financing options. Just give us a call.

Upper West Side: (212) 769-4170
Brooklyn: (718) 376-8886
shalomdental@gmail.com
Verify My Insurance — Call Now

Let Us Handle the Insurance for You

Call us today and we will verify your coverage, answer your questions, and make sure you understand every cost before treatment begins.

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